A Savings Account is a basic bank account at a retail bank like SBI , IOB , ICICI, HDFC …etc . A Savings Account is opened on certain terms and conditions. Its features include ATM Debit Card facilities, transfers and withdrawals, among many others. 

Earlier you needed to Visit the Bank for Opening a Bank Account and you need to fill lots of papers to open an account . It was time consuming and loss of our energy. Now you don’t need to visit the Bank to open an Account.

You can open Account online in your Smartphone or a Computer .It will take only 10 minutes to open an Account. Not all Banks allows to open an account online . Here you can find those Accounts which can be opened online

Zero Balance Savings Accounts

Kotak 811 is a zero balance saving bank account available to everyone. you can earn higher than average interest on your savings and explore. You can open a Kotak 811 Savings account online from your home.

Features:

▪️Open Instant Kotak Savings Account

▪️Digital Banking with online assistance
▪️No Maintenance Fees
▪️Virtual Debit Card
▪️Interest up to 4% on your savings
▪️Zero balance saving account with a variety of offers

Indusind Bank zero balance saving account available to everyone. Users can earn higher than average interest on your savings and explore. You get open Indusind Savings account online from anywhere and anytime.

Features;

▪️Digital Banking with online assistance
▪️Open Instant Savings Account
▪️Virtual Debit Card
▪️No Maintenance Fees
▪️Get Interest on your balance

100% digital banking with no pain. No hidden fees. Open account within 5 minutes and reap rewards on payments with Jupiter.

Specifications;

▪️ 100% Digital
▪️Upto Rs.250 total cashback on UPI merchant payments and debit card transactions (physical or digital)
▪️Discounts on transactions with several merchant partners such as Swiggy, Grofers and more
▪️Tracking and auto categorization of your spending
▪️ Put your savings on auto-pilot in Pots
▪️No maintenance fee
▪️No hidden fees
▪️24*7 customer support that’s friendly and fast!
▪️See balances in all of your bank accounts at one place

Fi is a financial app that comes with an in-built savingsaccount, it is known as ‘neobank’ for working professionals. Fi helps to grow your money and organise your funds. It comes with a smart, zero balance savings account and features that help you get better with your money.

Features;

▪️Zero balance saving account
▪️Best returns on savings with smart deposits
▪️2% cashback up to ?250 on your first fund addition on Fi. T&Cs apply
▪️Free ATM Withdrawals
▪️No charges on money transfer
▪️Rewards on payments (fi-coins)
▪️Flexible saving in SDs with up to 5.1% interest annually
▪️Instant and hassle -free payments
▪️Zero forex charges
▪️100% digital & paperless

Banking with NiyoX is simple, safe and smart for all. Customer can open zero balance saving account and get 7% *interest rate on savings and 0% commission on mutual funds.

Features;

▪️100% digital & paperless
▪️ Zero balance account
▪️Receive updates on whats app
▪️Get rewards on each transaction
▪️High interest rate on savings
▪️Get Platinum Debit Card

Axis digital saving account available to everyone. you can earn higher than average interest on your savings and explore. You can open an Axis ASAP Digital Account online from your home.

Features;

▪️Online access to all of Axis Bank’s 250+ services
▪️Secure transactions via Debit card, UPI, NEFT, IMPS and RTGS post account activation.
▪️An Online Rewards (physical) Debit Card as well as an E- Debit Card (virtual) each with it’s exclusive offers
▪️Avenue to securely update your Signature and banking details from anywhere via the Axis Mobile app

Fees & Charges;

▪️Debit Card fees is Rs. 590
▪️Minimum average balance is 10,000

AU Bank is India’s largest Small Finance Bank, which is committed to providing banking solutions that perfectly cater to customers’ needs above all else. It provides High-Interest Rate with a Monthly Interest payout and unlimited free transaction

Features;

▪️100% digital & paperless process
▪️7% p.a* Interest with a monthly payout
▪️24×7 access through net banking
▪️Premium Debit Card with discounts on leading brands