Category Archives: Products and services

AXIS BANK CREDIT CARD

Axis Bank is one of the private sector banks to offer a wide range of credit cards. The Bank is currently offering multiple variants of credit cards each customized to cater to different needs.

Features;

▪️Cashback options
▪️Higher purchase limits
▪️Enjoy unlimited discounts from various merchant outlets
▪️Create your own credit card using MyDesign


How to Apply?

1. Click on the link shared and enter their name & mobile number to continue. After that yoi will be redirected to the Axis Bank Credit Card’ webpage

2. To start the process, Axis bank will ask a question ‘Are you existing Axis Bank customer? You need to click on ‘Yes’ or ‘No’

3. On next page you need to enter mobile number and PAN details, area pin code and annual income and then verify with the received OTP

4. Fill all personal details carefully and proceed

5. Now you need to submit employment details and select the card which you wish to apply for.

Note: Axis Bank will check the eligibility and then it will show the Cards to choose

6. The Axis bank will send a notification to whether you are eligible for the card or NOT

7. On next level if you are approved/ eligible, you will get a call from Axis Bank to complete the verification process

YES BANK CREDIT CARD

Yes Bank is one of the topmost and Fastest Growing Banks in India. Its credit cards come with a host of benefits. Customers can save money or get rewarded every time they swipe while paying their dining or shopping bills with YES Bank cards.

Features;

▪️100% digital & paperless process
▪️Rewards on bill payment
▪️Fuel surcharge waiver
▪️Access to Mastercard lounges
Special offers on movie tickets, bills, dining, shopping and travel

Eligibility;

▪️Age Group: 21+ years
▪️Employment type: salaried or Self Employed
▪️Monthly income: Rs. 25,000+

Information Required;

▪️Aadhaar Card
▪️PAN Card
▪️Address proof
▪️Income proof

How to Apply ?

1. Click on the link and enter the name, mobile number, email ID, and Pincode then click on ‘start journey now’

2. After this you will be redirected to the official website of Yes Bank to register and apply for the card

3. You need to enter PAN card, mobile number then mark in the check box to accept T&C and click on ‘Save and Continue’

4. Enter Aadhaar card number, mark in the check box then enter OTP received on the mobile number and click on ‘Save and continue’

5. Now you can see the Aadhaar card fetched details on the screen. If the details are correct then click on ‘Yes’ then submit residential details and click on ‘Save and
Continue’

6. In the next step you need to enter the office address and choose the preferred communication address

7. Now mention occupation and select anyone option to apply for the card

8. System will verify the details to check the eligibility and you will be informed at the same time. If you are eligible then suitable card options will be suggested.

9. Click on ‘select card’ and view the details and features.

10. Submit personal details and click on ‘Save and continue’

11. On the next step submit employment details and click on ‘Save and continue’

12. In the next step a question will be asked where if you any relation with any director or senior manager of ‘Yes Bank’? You needs to select a right option

13. After that add nominee details and click on ‘Save and continue’

14. Now submit documents like company ID proof, salary slip accept T&C and click on Save and continue’

15. In the next step the you needs to complete a video KYC. Once the KYC is done the final verification will be done and if are eligible and the documents are correct then the card will be approved.

16. You will be notified through message and email. The card will dispatched to your Registered Address in 10 to 15 days

INDUSIND BANK CREDIT CARD

Indusind Bank is amongst the top credit card issuers in India and offers a variety of credit cards that suits varying individual needs. It offers premium credit cards that offer exclusive privileges for its users.

Features;

▪️Get instant reward points on expenditures
▪️Get access to complimentary golf lessons
▪️Enjoy fuel surcharge waiver at the petrol pump
▪️Enjoy pre-trip assistance
▪️Offers on movie tickets
▪️Get access to VIP lounges in the world
▪️100% digital & paperless process
▪️Simple, Fast & Secure

Eligibility;

▪️Age Group: 21+ years
▪️Employment type: salaried (in Services), Self Employed (Small Businesses)
▪️Average work experience: 9 years
▪️Monthly income: Rs. 20,000+
▪️Credit Score: 720+

Information Required:

▪️Aadhaar Card
▪️PAN Card
▪️Address proof
▪️Income proof

How to Apply ?

1. Click on the link shared by and choose ‘Indusind Credit Card’ from the screen
2. Enter the name and mobile number and click on ‘start journey now’
3. Now you will be redirected to ‘IndusInd’ website to register
4. Fill the required details like name, email ID, Mobile number Pincode.
5. Click in the check box to accept T&C then click on ‘Verify Mobile No’. Then enter OTP and click on ‘Next’
6. On next page submit PAN card number and other details, then select employment type & enter monthly income
7. Now enter Aadhaar card number or virtual ID and click on ‘Get OTP’ to verify
8. After verifying OTP, address will be displayed on the screen, select current options to confirm address and proceed.
9. Now you needs to submit employment details, income etc. and proceed to the next step.
10. Then the details will be verified and after checking the eligibility some credit card options will be displayed on the screen.
11. You can choose any card and click on ‘Get Now’
12. On the next screen submit a few more personal details & click on ‘Next’
13. Now check all the T&C carefully and mark in the check box to accept it and click on ‘Get OTP’ and verify
14. Now proceed for video KYC and keep documents handy like PAN card, Aadhaar card, and enable access for camera, device, and location.
15. Once the customer will complete video KYC, the application will be submitted & it will be approved by the Induslnd Bank.
16. Once the card will get approved and activated, you will receive the Physical Card to your Registered Address in 10 – 14 days

ASPIRE PAY LATER

ASPIRE PAY LATER / CREDIT CARD

Like Credit Card for Non-salaried, Buy Now Pay Later, 5 Min Approval, Pay in EMI

Aspire is like a digital credit card app that works over UPI (anywhere that Google Pay, PhonePe or Paytm work).

Aspire is for you if you use these apps and do not have a credit card!

**** We check bureau (like CIBIL) and don’t approve if you are overdue on other loans. But if you have never taken any loan or credit card, Aspire is for you! ****

Available in Gujarat, Maharashtra, Karnataka, Telangana, Tamil Nadu and Andhra Pradesh.


⭐ EASY TO APPLY
Instant approval and activation
100% online process, takes ~ 5 mins
No documents needed
No application fees

⭐ HOW TO APPLY Click here to Install Aspire App
Fill PAN and basic details
Complete KYC with selfie and Aadhaar
Setup repayment and start shopping!

⭐ BENEFITS
Build a credit score and enjoy financial independence
Get credit limit increases for your line of credit with timely repayments
No interest!
No processing fee
No pre-payment penalty
No security deposit (collateral)
Simple monthly fee only when you use Aspire or have balance
Coming soon: Rewards and discounts on select purchases

⭐ WHAT YOU GET
Pay later for purchases in EMI, anywhere
Use at any small shop, market, mall, hospital, Amazon, Flipkart, everywhere!
Fixed monthly fee – pay fee only in the months that you use Aspire or have previous outstanding balances in.
No Use, No Balance, No Fee!!

⭐ WHERE CAN ASPIRE BE USED
As travel EMIs, shopping credit or shopping EMI, hospital credit or hospital EMI, dental EMI, supermarket credit or also as a grocery credit card

⭐ HOW TO USE ASPIRE FOR MAKING PURCHASES
Get instant credit on registration to pay in EMI or pay in installments
Scan and Pay any UPI QR code with the Aspire app to buy now pay, pay later

⭐ WHO IS ASPIRE FOR
You use UPI (Google Pay, Phone Pe, Paytm). You want a credit card!
You are not overdue on loans.

⭐ EASY REPAYMENT
All spends are split into 4 EMI
Monthly billing with bill generated on 1st of each month
Due date on 8th of each month

⭐ EXAMPLE OF HOW ASPIRE CHARGES
Your credit limit is ₹5,000/-
Your monthly fee is ₹150 + ₹27 (GST) = ₹177 per month
1st transaction: You spend ₹4,000/- on Dec 4
Your 4 EMIs (₹1,000/-) will be due on Jan 8, Feb 8, Mar 8, Apr 8
2nd transaction: You spend ₹400/- on Dec 31
Your 4 EMIs (₹100/-) will be due on Jan 8, Feb 8, Mar 8, Apr 8
Jan 1st bill: EMI from 1st transaction = ₹1,000/-
EMI from 2nd transaction = ₹100/-
Monthly charges = ₹177/-
Amount due on Jan 8 = ₹1000 + ₹100 + ₹177 = ₹1,277/-

⭐ ELIGIBILITY CRITERIA
You must be 21 years old and an Indian resident
Be a user of any UPI app – BHIM, Google Pay, Phone Pe, Paytm, any UPI app
PAN number and Aadhaar number (phone should be linked on Aadhaar)