Like Credit Card for Non-salaried, Buy Now Pay Later, 5 Min Approval, Pay in EMI
Aspire is like a digital credit card app that works over UPI (anywhere that Google Pay, PhonePe or Paytm work).
Aspire is for you if you use these apps and do not have a credit card!
**** We check bureau (like CIBIL) and don’t approve if you are overdue on other loans. But if you have never taken any loan or credit card, Aspire is for you! ****
Available in Gujarat, Maharashtra, Karnataka, Telangana, Tamil Nadu and Andhra Pradesh.
⭐ EASY TO APPLY Instant approval and activation 100% online process, takes ~ 5 mins No documents needed No application fees
⭐ HOW TO APPLY Click here to Install Aspire App Fill PAN and basic details Complete KYC with selfie and Aadhaar Setup repayment and start shopping!
⭐ BENEFITS Build a credit score and enjoy financial independence Get credit limit increases for your line of credit with timely repayments No interest! No processing fee No pre-payment penalty No security deposit (collateral) Simple monthly fee only when you use Aspire or have balance Coming soon: Rewards and discounts on select purchases
⭐ WHAT YOU GET Pay later for purchases in EMI, anywhere Use at any small shop, market, mall, hospital, Amazon, Flipkart, everywhere! Fixed monthly fee – pay fee only in the months that you use Aspire or have previous outstanding balances in. No Use, No Balance, No Fee!!
⭐ WHERE CAN ASPIRE BE USED As travel EMIs, shopping credit or shopping EMI, hospital credit or hospital EMI, dental EMI, supermarket credit or also as a grocery credit card
⭐ HOW TO USE ASPIRE FOR MAKING PURCHASES Get instant credit on registration to pay in EMI or pay in installments Scan and Pay any UPI QR code with the Aspire app to buy now pay, pay later
⭐ WHO IS ASPIRE FOR You use UPI (Google Pay, Phone Pe, Paytm). You want a credit card! You are not overdue on loans.
⭐ EASY REPAYMENT All spends are split into 4 EMI Monthly billing with bill generated on 1st of each month Due date on 8th of each month
⭐ EXAMPLE OF HOW ASPIRE CHARGES Your credit limit is ₹5,000/- Your monthly fee is ₹150 + ₹27 (GST) = ₹177 per month 1st transaction: You spend ₹4,000/- on Dec 4 Your 4 EMIs (₹1,000/-) will be due on Jan 8, Feb 8, Mar 8, Apr 8 2nd transaction: You spend ₹400/- on Dec 31 Your 4 EMIs (₹100/-) will be due on Jan 8, Feb 8, Mar 8, Apr 8 Jan 1st bill: EMI from 1st transaction = ₹1,000/- EMI from 2nd transaction = ₹100/- Monthly charges = ₹177/- Amount due on Jan 8 = ₹1000 + ₹100 + ₹177 = ₹1,277/-
⭐ ELIGIBILITY CRITERIA You must be 21 years old and an Indian resident Be a user of any UPI app – BHIM, Google Pay, Phone Pe, Paytm, any UPI app PAN number and Aadhaar number (phone should be linked on Aadhaar)
Leesom 